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Healthcare Reform and COBRA FAQ
In 2010, health care reform became a reality with the passage of the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010. The U.S. Department of...
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Heat Related Illness: Stay Cool When Working in the Heat
If your job requires you to spend time working outside, it is important to take the weather into account for safety purposes. When it is hot outside, your body temperature can rise to dangerous levels....
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Restaurant Workplace Accidents Are COSTLY!
We all know that safety is important, but are you aware just how costly a workplace injury can be? According to the Occupational Safety and Health Administration (OSHA), the average eye injury costs...
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New Legislation Will Help Businesses Avoid Higher Costs Due to ACA
From the Texas Association of Health Underwriters Legislation signed by Gov. Rick Perry will allow thousands of Texas businesses to keep for now their status as large employers and avoid additional...
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Hot Work Hazard Prevention
“Hot work” is any task that involves burning, welding or using fire- or spark-producing tools, or actions that produce sources of ignition. There are numerous potential hazard areas on an oil job site,...
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How Will Obamacare Affect My Wellness Program?
Beginning in 2014, the Affordable Care Act (ACA) imposes “pay or play” requirements on large employers. Under these rules, large employers that do not offer health coverage to their full-time employees...
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U.S. Department of Transportation Shapes New Freight Policy
Last Thursday, the U.S. Department of Transportation announced the 47 people who will make up the new Freight Advisory Committee. The new committee assumes the task of devising a new plan to improve...
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3 Steps to Avoiding HIPAA Breaches
The Department of Health & Human Services has begun to come down hard on Healthcare Providers for HIPAA Breaches. The Department of Health & Human Services has fined the Hospice of North Idaho...
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Protecting Against Online Fraud
While computers have improved the speed and efficiency of how we work, they have also allowed thieves and con artists an easier avenue by which to steal from people and businesses. One of the ways...
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How Does Risk Management Create Value?
Risk management isn’t just a defensive tactic designed merely to keep something bad from happening. Effective risk management can also be constructive and encourage the creation of something positive....
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Reporting Requirements for Employers and Health Plans
The Affordable Care Act (ACA) created a number of federal reporting requirements for employers and health plans. The additional reporting (in addition to current W-2 reporting) is intended to promote...
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5 Common Mistakes in Implementing Risk Management
We learn more when we make a mistake than when we get something right. For this reason, we can learn just as much about a topic by reading about mistakes as we can from hearing success stories. So with...
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IRS Guidance on Delay of Employer Mandate Penalties and Reporting Requirements
On July 9, 2013, the Internal Revenue Service (IRS) issued Notice 2013-45 to provide formal guidance on the delay of the Affordable Care Act (ACA) large employer “pay or play” rules and related...
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Manufacturers – Protect Your Organization When Discontinuing Operations
Selling part of your business or discontinuing a product line is a complex process. However, you are not free from liability or risk once the process is complete. If your goods are still sued after you...
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6 Vital Ingredients For Your Restaurant Insurance Plan
Insurance is necessary for the protection of any business, especially restaurants. Restaurants, due to the number of hazardous situations that can occur to the business or a customer, require multiple...
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3 Reasons Employee Vigilance is Vital in Your Risk Management Strategy
Most of us have an unconscious list of risks that we expect to meet in our workplace every day. If pressed, most of us could list the obvious risk management measures that are in place in our...
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Establishing a Successful Disaster Management Communication Plan
The recent explosion at the Blue Rhino propane plant in Tavares, Florida was the second major chemical plant explosion of 2013, following April’s Fertilizer plant Explosion in West, Texas which left 15...
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Will Healthcare Reform Lead to Increased Patient-Centered Care?
With the Health Care Exchanges now less than two months away, we are well and truly on the verge of long-awaited Health Care Reform. Over 3 years since it was passed, the Affordable Care Act (ACA) will...
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Equipment Breakdown Insurance
What to do when you business equipment breaks down? We often times take our working business equipment for granted. When something breaks down, however, we find ourselves in a state of panic and work...
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What Businesses Need to Know About Healthcare Reform
Over 3 years have passed since the Obama Administration signed off on the Affordable Care Act which was considered the first step in a long journey towards lowering the number of American citizens...
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